Internet casino estonia, internet casino estonia.

Internet casino estonia

New casino sites to play real money

Address
mustika keskus, karjavälja tn 4, tallinn address
lasnamäe centrum, mustakivi 13, tallinn

Casinos

Tallinn

Olympic park casino

The new flagship olympic park casino is located in the centre of tallinn at the brand new hilton tallinn park hotel at fr. R. Kreutzwaldi 23. The size of the new casino is as much as 1,600 square metres and we are open 24/7 to provide las vegas kind of entertainment!

Open 24h • read more »

Phone
+372 630 5537

Address
fr.R. Kreutzwaldi 23, tallinn

Olympic casino olümpia

The biggest sports bar - olümpia olybet sports bar with LIVE sports and prematch and live cash sports betting. Relax in newly decorated sports lounge with comfy seats and watch the game on big screens. Order drinks and snacks from the bar. On the other side of the sports bar there is a casino, with the newest slot games, electronic roulette and table games. We are open 24/7.

Open 24h • read more »

Phone
+372 6 305 561

Address
radisson blu hotel olümpia, liivalaia 33, tallinn

Olympic casino lasnamäe centrum

The spacious slots casino decorated in the ancient greece theme adds a spicy site to the area, providing the best entertainment all day and night. In the casino you can try your luck on exciting slot machines, place sports bets in the olybet area or enjoy watching sports events on TV and cheer on your favourites. The bar with one of the most favourable price lists in the area ensures a good time. The minimum age limit for entering a sports bar is 18 years. Entrance to a casino is allowed from the age of 21 years.

Open 24h • read more »

Phone
+372 630 5381

Address
lasnamäe centrum, mustakivi 13, tallinn

Olympic casino mustakivi

Mustakivi casino provides true entertainment for the inhabitants of the lasnamäe city district. You can try your luck on exciting slot machines and have a good time in the bar with very favourable prices. In the casino you can find an olybet sports area where you can place bets or enjoy watching sports events on a TV screen and cheer on your favourites. Entrance to a casino is allowed from the age of 21 years.

Open 24h • read more »

Phone
+372 630 5353

Address
mustakivi keskus, mahtra 1, tallinn

Olympic casino ümera

The olympic casino in ümera keskus located by laagna road in lasnamäe provides the best entertainment. In the casino you can try your luck on exciting slots and have a good time thanks to the favourable prices in the bar. The minimum age limit for entering a casino is 21 years.

Phone
+372 630 5390

Address
laagna tee 80, tallinn

Olympic casino kopli

Since 01.01.20 olympic casino kopli is back at kopli 69b. Here we offer the best casino experience in the area. At the exciting slot machines, you can try your luck and great prices in the bar guarantee a time well-spent. In the casino, there is a registration-free olybet sports bar are, where you can place your bets and enjoy your favorite sports broadcasts on large screens.

Open 24h • read more »

Phone
+372 630 5361

Address
kopli 69b

Olympic casino vana-viru

Olympic casino vana-viru at the edge of the tallinn old town, in a historic firehouse facing viru hotel, provides gaming fun that is a perfect supplement to the selection of bars, restaurants, night clubs and other entertainment facilities in the neighbourhood. Historic elements of the old firehouse have been preserved in the interiors, adding a characteristic touch to the casino. In the olybet sports bar you can place sports bets. Parking is free.

Open 24h • read more »

Phone
+372 630 5341

Address
vana-viru 14, tallinn

Olympic casino kristiine

Olympic casino kristiine is the preferred place for entertainment in the area and it includes also olybet sports bar. You can place bets, have fun watching the best sports events or try your luck on the casino side. The bar with favourable prices allows you to have a great time. The minimum age limit for entering a sports bar is 18 years. Entrance to a casino is allowed from the age of 21 years.

Open 24h • read more »

Phone
+372 630 5377

Address
kristiine keskus, endla 45, tallinn

Olympic casino magistral

In the magistrali casino you can dive into the exciting world of sports and try your luck on the best slots. In the casino you can find an olybet sports bar where you can place bets or enjoy watching sports events on a TV screen and cheer on your favourites. The bar with one of the most favourable price lists in the area ensures a good time. The minimum age limit for entering a sports bar is 18 years. Entrance to a casino is allowed from the age of 21 years.

Open 24h • read more »

Phone
+372 630 5357

Address
magistrali kaubanduskeskus, sõpruse pst 201, tallinn

Olympic casino haabersti

In the new and modern slot casino, you can play on the best slot machines and take part in the new multi-level jackpot system, lock-it link. The casino includes also an olybet sports bar where you can place bets, enjoy cocktails with favorable prices or simply watch and cheer your favourites on TV. The minimum age limit for entering a sports bar is 18 years. The minimum age limit for entering a casino is 21 years.

Open 24h • read more »

Phone
+372 630 5351

Address
haabersti rimi ostukeskus, haabersti 1, tallinn

Olympic casino ülemiste

Olympic casino is open again! The refreshed casino has been designed in tropical style and it is now in a new location. Exciting sports events can be enjoyed in the olybet sports bar where you can watch and cheer on your favourite teams, and also place sports bets. The bar with one of the most favourable price lists in the area ensures a good time in a cosy atmosphere. The minimum age limit for entering a sports bar is 18 years. Entrance to a casino is allowed from the age of 21 years.

Open 24h • read more »

Phone
+372 630 5359

Address
ülemiste keskus, suur-sõjamäe 4, tallinn

Olympic casino nurmenuku

The slots casino located in the nurmenuku shopping centre provides a nice atmosphere and the best casino experience in the area to the inhabitants of the õismäe and mustamäe city districts. In the olybet sports bar you can place bets or enjoy watching sports events on a TV screen and cheer on your favourites. You can have a nice time in the bar with favourable prices. Entrance to a casino is allowed from the age of 21 years.

Open 24h • read more »

Phone
+372 630 5355

Address
nurmenuku ostukeskus, õismäe tee 1b, tallinn

Olympic casino mustika

In the tropical surroundings of the mustika casino you can play on the best slots and take part in weekly poker tournaments. The best sports experiences are guaranteed in the olybet area, where you can place bets or enjoy watching sports events on large screens and cheer on your favourites. The minimum age limit for entering a sports bar is 18 years. Entrance to a casino is allowed from the age of 21 years.

Open 24h • read more »

Phone
+372 630 5373

Address
mustika keskus, karjavälja tn 4, tallinn

Olympic casino marja

Olympic casino marja located by mustamäe road offers its visitors friendly services and modern slots. You are most welcome!

Phone
+372 630 5388

Address
mustamäe tee 45, tallinn

Olympic casino nautica

Marine-themed slots casino nautica is located in the nautica centrum shopping centre next to the tallinn passenger port. We have an olybet sports betting zone, open without registration for visitors of at least 18 years of age. Here you can place sports bets and watch various sports events on TV. During the summer months there is an open-air terrace for enjoying refreshing drinks.

Open 24h • read more »

Phone
+372 630 5369

Address
nautica keskus, ahtri 9, tallinn

Olympic casino järve

A spacious slots casino is located in the järve shopping centre. On mondays and thursdays you can also take part in poker tournaments. There is an olybet sports betting area, open without registration for visitors of at least 18 years of age, where you can place sports bets and enjoy sports events on TV.

Open 24h • read more »

Phone
+372 630 5371

Address
järve keskus, pärnu mnt 234/238, tallinn

Olympic casino pirita

Tallinn olympic yachting centre was the original location of olympic casino and it was also the source of its name. The first olympic casino opened here on december 21, 1993, and it is still operating in the pirita marina hotel & spa at the seashore of the bay of tallinn. In addition to an excellent choice of slots, we also offer the option of placing sports bets in the olybet sports bar.

Open 24h • read more »

Phone
+372 630 5344

Address
pirita marina hotel & spa, purje 9, tallinn

Olympic casino idakeskus

Olympic casino idakeskus is located on punane street, on the edge of lasnamäe district. This place is created for true entertainment seekers. Exciting slot machines, a bar with lucrative prices and comfortable olybet sports bar area guarantee time well spent 24/7.

Phone
6305396

Address
idakeskus, punane 14A, tallinn

Narva

Olympic casino narva fama

Olympic casino narva fama was opened in april 2013. This entertainment facility is located on one of the most popular streets in narva in the narva fama shopping centre. We can offer an olybet sports betting area, open without registration for visitors of at least 18 years of age. There are poker tournaments in the casino on wednesdays and thursdays, and you can enjoy refreshing drinks on our open-air terrace during the summer months.

Open 24h • read more »

Phone
+372 630 5367

Address
fama keskus, fama tn.10, narva

Tartu

Olympic casino ülikooli

Located in the very heart of the historic university town the finest casino in tartu provides gaming fun and relaxing entertainment. The attractive rooms of the casino decorated in the rock’n’roll theme are great for a quick refreshing coffee break or for spending an evening with exciting games. In addition to an excellent choice of slots we also have various gaming tables. In the olybet sports bar you can place sports bets and watch sports events on a TV screen.

Open : slots 24h, tables 24h • read more »

Phone
+372 630 5346

Address
ülikooli 8a, tartu

Olympic casino lõunakeskus

In the olympic casino in lõunakeskus you can take a dive in the exciting world of sports and try your luck on the best slot machines. The casino includes an olybet sports bar where you can place bets or cheer on your favourites on TV. Some of the most favourable bar rates ensure a nice and cosy time. The minimum age limit for entering a sports bar is 18 years. The minimum age limit for entering a casino is 21 years!

Open 24h • read more »

Phone
+372 630 5392

Address
lõunakeskus, ringtee 75A, tartu

Olympic casino tasku

In the olympic casino in tasku centre, you can try your luck on the best slot machines. The casino includes an olybet sports bar where you can place bets or cheer on your favourites on TV. Some of the most favourable bar rates ensure a nice and cosy time. The minimum age limit for entering a casino is 21 years!

Open 24h • read more »

Phone
+372 630 5394

Address
turu 2, tartu, tasku keskus

Pärnu

Olympic casino pärnu

Olympic casino pärnu is located in the center of pärnu official ‘summer capital’. In addition to an excellent choice of slots you can also place sports bets in our olybet sports bar and watch various sports events on TV. There are poker tournaments twice a week on wednesdays and thursdays.

Open 24h • read more »

Phone
+372 630 5375

Address
hommiku 3, pärnu

Jõhvi

Olympic casino jõhvi

Olympic casino jõhvi is located in the centre of the town in the jewe centre at the main thoroughfare of the town, next to a shopping centre, the bus station and a night club. The slots casino welcomes its guests to rooms decorated in the tropical style, perfect for exciting gaming fun or just for spending some time in the comfortable bar, open without registration for visitors of at least 18 years of age. Here you can place olybet sports bets or enjoy watching sports events on TV. There is an outdoor terrace during the summer months.

Open 24h • read more »

Phone
+372 630 5365

Address
jewe kaubanduskeskus, narva mnt 8, jõhvi

Olympic casino

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Estonia casinos

Casino name

First opened on . They closed their doors permanently on . A new casino, has opened in its place.

Casino grand prix kärberi 24 /7

About estonia gaming

Estonia is situated in northern europe, bordering the baltic sea and gulf of finland. Comprised of almost 1,500 islands, estonia is a diverse and eclectic mix of cultures and history. Once part of the soviet union, estonia is now its own jurisdiction and has essentially opened the flood gates when it comes to gambling.

By 1991, after the fall of the soviet union, gambling started to become more accepted, and by 1995, its lawmakers began creating regulation and rules to help create a stable gambling economy.

Estonia is on the up and up when it comes to gambling laws and regulation. All casinos located inside estonian borders must follow a strict code of conduct that is monitored regularly. Almost no un-regulated gambling market is present in estonia which speaks highly about its diligence in providing a safe and secure atmosphere for customers.

Country wide laws state that the legal age of gambling is 21 at all casinos. Lotteries can be played at the age of 16. Smoking is banned in all casinos, but a separate smoking area is permitted and used in many of the casinos.

A strong player protection program has also been implemented in estonia. This includes self-protection and gambling addiction prevention. Players can opt in to a strict self-exclusion program that limits the amount one can bet. A portion of all proceeds from casinos is spent on addiction gambling as well. This is common among most countries that regulate casinos.

Safe play is also covered under the player protection act. This involves an extensive player database of known cheats and other problem gamblers.

Estonia casino scene

Most casinos in estonia have a very typical look with bright décor and upbeat crowd. The dealers and casino managers seem to be perpetually busy with the players giving them the best possible options or settling their queries.

Tables set for the card games are generally placed in the center of the gaming lobby; with slot machines and video terminals either fixed in different rooms or are at the corners. This scene can be witnessed in most of the casinos here. These are generally housed in neat buildings that have a very regal look to them. The bright colors used further energize the entire set up for a good play.

Casinos in estonia

Brands like videomat no longer exist in estonia, and are now occupied by one of the major brands found throughout estonia, lithuania and latvia – with olympic being the major player. The majority of the casinos in estonia can be classified as slot parlors located on main streets in the busy cities.

Almost all will have an area for relaxing such as the olybet sports bars in all olympic casinos. Some may have pool tables, and other entertainment outside of gambling as well.

Larger casinos will of course have table games, poker and other forms of gambling. Olympic park casino, located in tallinn is one of the more popular, and largest casinos in estonia. Other large casinos will be located in a hotel, or be part of a resort that offers more than just gambling.

Since the country has many cities, casinos are spread out in a very different proportion. Tallinn being the largest city, has 36 casinos, the most in any estonian city. The majority of these casinos will be olympic, or casino grand prix, with a few other brands sprinkled in the mix.

Fenikss is another operator that can be found in estonia with the majority of their locations being slot parlors. The olympic brand is by far the most prevalent after buying out many of the casinos in estonia.

Casino games in estonia

Slots make up the bulk of games in estonia casinos. Larger casinos will offer table games, and even poker. Blackjack, roulette, craps and baccarat are the most commonly found table games. Other games you may run into include casino hold em, russian poker and a few other casino games.

Sports betting in estonia

Betting on sports is a part of the culture in estonia. Almost every casino and slot parlor will offer betting on premise. Many of the nicer casinos will have special areas with multiple TV’s and other amenities that make sports betting a complete experience.

Poker in estonia

Estonia is quickly becoming a hot bed for poker. Its scene is growing, and casinos are looking to take advantage of its popularity. The number of poker tables can fluctuate as some casinos offering poker will add or remove tables based on the demand at any given time. On average, you can find 27 poker tables, with the majority located in tallinn.

Olympic casino is the largest player in the poker market in estonia. The largest poker room in estonia is located in the olympic park casino in tallinn. As of 2016, 10 poker tables are in play daily.

Olympic casinos in tartu, parnu, narva, jarve, mustika and rocca al mare also have up to 4 tables at each location with most having only 2.

The olympic poker club is the main hub for poker in estonia. Each location has their own tournament schedule and cash game structures which offers a nice variety for players. There’s even an olybet poker series with guaranteed prize pools and larger buy ins each year.

No limit hold em is the main game spread however. On occasion, you may luck into a PLO game being played, but it is quite rare. PLO can be played at olympic park casino in a cash game format.

Estonia casinos and gambling summary

For a young country, estonia has an advanced gambling eco-system that is modernized and very well regulated. Realizing the potential earnings from casinos, they set out from almost their very beginnings of independence to regulate the market.

As of 2016, estonia is a thriving gambling community. Although the total number of casinos has dropped slightly over the past few years, its overall revenue is stronger than ever. The decrease in number of casinos can be seen as a good thing since it rid the country of hole in the wall shops, and established a much stronger, safer brand that the people of estonia can gamble at with ease.

Estonia casinos and gambling facts

Estonia is a country in eastern europe with legal gambling. There are 11 cities with gambling facilities in estonia which have 54 legal gambling facilities available in total.

The types of gambling available in estonia are: casinos, horseracing tracks, greyhound tracks, sportsbetting parlours.

The largest gambling city in estonia is tallinn with 36 gambling facilities, 20 tables games, 1,209 gaming, slot, and video poker machines.
The largest casino in the entire country of estonia is olympic park casino which is located in tallinn. Olympic park casino has 18 table games, 10 poker tables, 97 gaming and video poker machines.

Estonia

Rosloto offers its customers to order an online casino licensed in estonia. This profitable investment will bring a decent income in record time.

Working in estonia will increase the prestige and competitivity of your brand and make it recognizable among clients, partners, and investors.

Characteristics of the legal field

Estonia is one of the few european countries in which the gambling industry is developing and attracting foreign investors rapidly.

The reorientation of the estonian economy occurred after the deep crisis of 2008. The government introduced new legislation and issued the first permits for gaming activity.

Statistics show that 170 land-based gambling establishments and more than 300 online platforms operate in the country today.

The state is characterized by a calm political and economic situation, well-developed infrastructure, and clear laws. These conditions suit those businessmen who want to launch an igaming business and promote it in european markets.

Gambling licensing in estonia: the main benefits

Gambling sphere of this baltic country gives the following privileges to the owners of the gaming business:

• Preferential tax policy. Unlike many other members of the european union, estonia has low tax rates. Moreover, many companies can use tax holidays. For example, the tax on online casinos in estonia is 5% of the net profit of a business entity. Lottery providers must pay 18% of the turnover to the local budget. Bookmakers must contribute 10% of revenue to the treasury. However, these deductions can be reduced by the amount of winnings in the current reporting period.


• Long validity term of permission. Gambling licensing in estonia is provided for 10 years. This is one of the most long-term permits in international practice, which contributes to positive feedback from both investors and business partners.


• Entering the european market. The gaming business in estonia will allow businessmen to cooperate with most EU states (no additional agreements are required).


• Government support. The authorities consider the gambling segment as a priority source for filling the budget and generating GDP. Therefore, they provide transparent legislation and precise conditions for interaction between the gaming market participants.


• High-quality related services. Many manufacturers of good software and gaming content work in this country. Besides, you can get professional technical, marketing, and legal support for your business.


• Reputation increasing on the international level. Estonian jurisdiction is considered one of the most prestigious and respected legal fields in europe.


• Simplified financial and audit reporting. Operators do not need to prepare bulky accounting reports since the government has simplified this procedure greatly.


• Business geography expanding. The estonia online casino owners are included in the register of european union companies automatically.

Regulation of igaming sphere

Estonian tax and customs board is responsible for all issues related to the gambling industry regulation.

The authorized body is engaged in the issuance and extension of permits, monitors license holders’ activities, and considers user complaints. The department follows the gaming act (2010) in its work.

To launch an online casino in estonia, a business owner must receive two types of permissions:

1. A license is issued for 10 years. This document is a confirmation that the entrepreneur meets all the criteria of the gaming legislation.


2. Permission to operate in the gaming field is necessary for organizing any type of entertainment on the internet (online casinos in estonia, poker rooms, bookmakers, and other platforms). The document is valid for 5 years.

How to get an estonian permit

When deciding to open a gaming business in estonia, an entrepreneur has to obtain an appropriate permit and register his or her company in this jurisdiction. Note that a foreign firm must be registered as a JSC (joint-stock company) or LLC (limited liability company).

Requirements for applicants

The enterprise must meet the following criteria:

1. Firms are not allowed to engage in any other business activities except gambling.


2. The license holder must assure that no one except him or her will work under this permission in written form.


3. The minimum starting capital of the enterprise is €1 million.


4. The reserve fund of the company should be calculated as 33% of the authorized capital. Thus, the minimum allowable reserve is €333 thousand. Further, the reserve fund must be replenished from the earned net profit. This nuance must be prescribed in the enterprise documentation.


5. The applicant is required to open two commercial accounts in a local banking institution (the first one for using funds for the company's operational needs; the second one for accumulating finances guaranteeing the prize payouts).


6. It is necessary to undergo an independent examination of the software for compliance with european standards.


7. All names of online slots must be submitted with the indication of the product developer.


8. It is essential to place an informational panel with administrator contacts and a feedback form on the website.


9. An operator needs to develop mechanisms for restricting access to underage video slot amateurs and compulsive gamblers to the resource.

Documentation

The package of documents sent to the gaming department should contain data about the registration, legality, and financial support of the business project.

The applicant should submit the results of server hardware and software testing, copies of contracts with suppliers of content (including thorough characteristics of each video slot), certificates of opening bank accounts, and confirmation of the right to use a domain name.

Documentation about the officers, shareholders, and beneficiaries of the firm must be presented in a separate package. Applicants need to send their personal data, recommendations, and certificates of no criminal conviction.

Besides, a business plan for three years with a thorough chart describing the revenue and expenditure parts of the capital, ways of outside funding, and options for capitalizing cash assets must be submitted.

The cost of permissions

Gambling licensing in estonia is marked by affordable prices compared to other european jurisdictions.

Cost, €, thousand

Permission on igaming activities (random outcome games)

Estonia online casino guide

Gambling industry overview in estonia

The following approaches will be presented

• Gambling legislation in estonia


• Gambling authorities in estonia


• Online casinos in estonia


• And more

Although the population of estonia is not very large, gambling is one of the favorite pastimes of its citizens. According to a survey, no less than 80% of the country’s adult population have gambled at least once in their life.

In addition, the online casino industry is slowly gaining strength, as it has became legal in the beginning of 2010. After the world economic crisis of 2008, the country’s government has put its efforts into reviving estonian economy and provided local players with the opportunity to play online at licensed websites.

Overview

Overall, the gambling industry in estonia is relatively young. Over the time when the country was part of the USSR, all types of gambling operations were prohibited by law. The ban over gambling activities, however, does not mean that illegal casinos did not functioned, but the actual history of gambling in the country started in the period 1994-1995, when the first lottery act and the first gambling act came into effect.

After estonia was released from the USSR at the beginning of the 1990s, the country was eager to attract outlandish companies. This is one of the major reasons why it immediately legalized gambling and granted a large number of licenses to different companies.

Top rated online casinos for estonia

The gambling legalization in the country started in 1991 with the state lottery. The latter was officially regulated with the first estonian lottery act in 1994. Then, in 1995, the first gambling act came into power and imposed a bit tighter rules in comparison to the ones right after the country became autonomous.

Relevant legislation and legal framework

The overall gaming market in estonia is currently put under the supervision of the ministry of finance and the customs chamber. Only players over 21 years of age are provided with access to casinos. Lotteries in the country are also allowed for people who are at least 16 years old.

Players may be self-excluded from casinos for a period between six months or three years at their own request.

As mentioned above, at first the regime related to gambling activities was not quite strict and the rules were considered as very relaxed. The lottery act from 1994 and the gambling act from 1995 were the first attempt of estonia to impose a more-controlled regime on the industry, which was slowly gaining growth.

According to the gambling act of 1995, there were four types of gambling described as follows: games of skill, games of chance, betting and totalisators. The act’s provisions also made it obligatory for gambling operators to obtain a special license before being allowed to operate gambling activities on the territory of the country.

The gambling act of 1995 explained that individual activity licenses were necessary for all types of gaming and gambling activities. They were all issued for a period of a decade. On the other hand, operation permits were granted for a period of half a decade and was intended to indicate the gambling venue location.

The aforementioned acts are considered as two of the most important milestones on the country’s way towards a well-structured gambling legislation and more accurate regulation of gaming activities. No matter that these acts put the beginning of estonia’s gambling regulation history, they actually did not manage to provide any legal basis when it comes to online gambling regulation and proved to be insufficient thanks to the rapid development of gambling technologies.

The fact that the entire industry was rapidly changing, including the great prosper of online gaming activities, emphasized on the necessity for a new, more accurate gambling act to be adopted.

Currently, the gambling industry in the country is governed by the gambling act of 2008, which not only imposed more strict rules on regular land-based gaming operations, but also created the possibility for online gambling regulations.

The gambling act was officially adopted in 2008 and came into effect several months later – at the beginning of 2009. The act’s major advantage compared to its predecessors is the fact that legal basis for the regulation of the rapidly growing online gambling industry is provided.

The new estonian gambling act of 2008 practically annulled the previous two acts. Still, a great part of the old provisions remained unchanged, including the four main types of gambling activities described in the gambling act of 1995. The requirement for an activity license and operating permit also remained as major conditions for running gambling operations in estonia.

When it comes to issuing the activity licenses and operating permits for both casinos and lotteries, the estonian tax and custom board is responsible. In addition, estonia is currently a member of the european union. This basically means that its gambling laws should correspond to the community laws. Still, the country has kept the right of requiring the casino and gambling operators licensed in other countries to meet the same conditions as the unlicensed ones.

Licensing procedure

All casino and gambling operators that are willing to operate on the territory of estonia are required to get a gambling license. As mentioned above, this rule applies to all people and companies, no matter if they are located in the european union, or not.

Both joint-stock entities and private companies are permitted to apply for a license, as long as they meet several requirements. First, any eventual gambling operator on the territory of estonia must declare a share capital that amounts to at least €1 million and have a permit to operate such activities.

In addition, the applying operator is required to pay a license fee, which is estimated to €47,934 in order to be provided with the opportunity to organize games of chance. The licensing fee for organizing games of skill amounts to €31,956, and the fee for the organisation of a totalisator is €3,196

According to the estonian gambling legislation, a total of two licenses are required by operators – an activity license and an operating license.

Activity license
this type of license is used in order to certify that the eventual provider of gambling activities in the country is a reliable one and is ready to comply with the requirements of the country’s gambling act. In addition, applicants must comply with all additional or specific conditions if any.

Activity licenses are granted for an unspecified term. They can not be transferred to other people or entities.

Operating license
operating licenses are also known under the term “operating permits”. Such a license should be granted before organizing any kind of specific gambling operations such as totalizators, lotteries, games of chance, and so on.

This type of licenses are valid for a period of two decades.

Online gambling

Online gambling has been officially legalized in the country since 2010 for estonia-based operators, and since 2011 for foreign ones. Some web-based gambling facilities were still offered in estonia for the first time in 2004 by the state-run sportsbook.

After legalizing online casinos and gambling operations in 2010 and opening the market for outlandish companies in 2011, there were eight licenses granted to operators offering gambling activities online in estonia. Local players are allowed to choose among a variety of websites of legal operators.

License for providing online casino and gambling operations is required to be obtained from both local and foreign operators. Casino and gambling activities providers that are not licensed, are blocked. Up to date, there are eight licensed operators on the online gambling market of the country, and more than 800 online casinos that are blacklisted by the country.

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Casinos and gambling in estonia

Gambling industry in estonia is rather young. Gambling has been legalized here only after gaining independence by the country. Than casinos started to develop rapidly along with game rooms which number went down drastically after the introduction of new gambling law.

History of casinos in estonia

Gambling in estonia has rather short history. When the country was a part of soviet union gambling was prohibited. Although it was forbidden casinos in estonia existed but were illegal. Changes were made after estonia regained its independence in 1991. First lotteries were legalized in 1994, than in 1995 an act regarding gambling. Because of it casinos started to develop at a lightening speed. This was due to the tightening of the requirements for casinos in raising the minimum number of slots and tables in the casino. In this way, small casinos, which were not able to meet the new requirements collapsed and from the 171 casinos operating before the entry of the act 57 remained. Reinforcement of the requirements contained in the new law was to reduce the number of small casinos and amusement arcades. In estonia are several operators who own casinos. The largest of these is the estonian olympic casino and the casino grand prix .

Legal regulations

Estonian gaming market is supervised by the ministry of finance and the customs chamber. Currently in estonia gambling law from 2008 is in force, it entered into force early in 2009. According to estonian law, access to casino habe players over 21 years of age. However lotteries are allowed for people 16 years or older. Players at their own request, may be self-excluded from casinos for a period of six months to three years.Joint-stock companies and private companies may apply for licenses. To obtain a gambling license in estonia an operator must have a share capital of at least € 1 million and have a permit to operate. Licences are issued for an indefinite period of time, operating permits are valid for 20 years. The operator must pay a fee for a license in the amount of 47 933.73 € and for a permit to operate 3 195.58 € . Under the new law from 1 january 2010, each casino must have at least 40 gaming machines and / or five tables. Slot machines is the most popular form of gambling in estonia , but the tighter restrictions , their number has fallen from over 5 thousand . To about two thousand .

When, where and what to play in estonian casinos?

Casinos are found in each bigger estonian city. Their largest number is in tallinn, they are opened daily until morning hours, and part of them is opened 24/7. Players will find in its offer among other roulette, poker, black jack and the most popular slot machines. In some casinos poker tournaments are organised as well.

Cities in which land based casinos are located:

About us

One-stop shop for gaming operators

Playtech is the world's largest online gaming software supplier traded on the london stock exchange main market, offering cutting-edge, value added solutions to the industry's leading operators. Since playtech's inception in 1999, its approach has been centred on the continual development of best-of-breed gaming products and content, and its success built upon strong partnerships with our licensees.

Mor weizer | CEO

Welcome to playtech.Com, our website showcasing all our passion, products and people. I hope you find everything you need here from discovering more about us and the amazing things we do, to the latest company news and career opportunities across our 17 global locations.

Cross-platform management system

The cross-platform capability runs via a unified information management system called the IMS, which provides operators with the tools to maximise cross-selling opportunities, player loyalty and yield. The turnkey operational service pack encompasses a comprehensive range of market-leading tools and services, designed to optimise the performance of any gaming operation.

Gaming products & software solutions

Playtech's product suite can be fully integrated into a complete cross-platform offering, enabling players to access online, broadcast, mobile and server-based gaming terminals through a single account. Leading online gaming applications include online casino, poker, bingo, sports betting, live gaming, casual and fixed odds games.

Our strategy and vision

We are committed to offering our partners best-of-breed gaming products and services across all platforms. Our vision is to remove the technology barrier for our customers, while keeping them at the forefront of innovation. With our comprehensive set of products, platforms and content.

History of playtech

History of playtech

Founded in tartu, estonia

Founded in tartu, estonia by entrepreneurs from the casino, software engineering and multimedia industries.

Casino launch

Playtech welcomes its first casino licensee.

Ipoker poker network founded.

Ipoker poker network founded, the world’s largest poker network.

28 janruary, 2006 - 31 december, 2006

Playtech begins trading on the AIM market

On march 28th, playtech begins trading on the AIM market on the london stock exchange.

Launch of bingo broadway

Later in the year the company extends its bingo portfolio with the launch of bingo broadway and, through the acquisition of videobet, gains greater access to land and server based retail gaming terminals.

A long-term recruitment initiative is created via a playtech academy

To support playtech’s rapid growth, a long-term recruitment initiative is created via a playtech academy in estonia and a new development centre in bulgaria.

Acquires poker network software provider, e-marketing

Acquires poker network software provider, e-marketing and the development of online poker communities, tribeca tables europe limited, that works with a number of the industry’s leading brands at the time including vcpoker, paddy power poker and blue square poker.

Mor weizer appointed CEO

Mor weizer appointed CEO may on may 2nd in a move to strengthen the playtech board and, at the time, signs an agreement with mansion, an international online casino, poker and internet betting exchange company. Bet365, a valued client moves to playtech poker having migrated its casino products to playtech in 2005.

December, 2008 - december, 2008

Playtech signs an online gaming software licence agreement

In the UK, playtech signs an online gaming software licence agreement with william hill PLC.

December, 2008 - december, 2008

An agreement with italy’s leading land based operator.

An agreement with italy’s leading land based operator, snai sees playtech’s first italian licensee on its italian poker network, followed by cogetech spa.

December, 2008 - december, 2008

Playtech also agrees a landmark joint venture

Playtech also agrees a landmark joint venture to create william hill online in exchange for a 29 per cent stake in the business.

December, 2008 - december, 2008

Playtech acquires gaming technology solutions

On december 3rd, playtech acquires gaming technology solutions, one of the largest game aggregators in the industry.

December, 2009 - december, 2009

Playtech enters the regulated spanish market for the first time

Playtech enters the regulated spanish market for the first time with casino grand madrid agreement, followed by a licence agreement with betfair and membership to the world lottery association (WLA).

December, 2010 - december, 2010

Launches online gaming service with finnish state operator

Launches online gaming service with finnish state operator, RAY and wins international company of the year title at AIM awards 2010.

December, 2010 - december, 2010

Playtech acquires virtue fusion limited

Playtech acquires virtue fusion limited, a developer and licensor of online bingo products, providing substantial growth to the company’s existing bingo portfolio. As a result, snai, eurobet and codere interactiva join playtechs italian bingo network and playtech also becomes online bingo supplier to unibet and bingo.Com.

December, 2011 - december, 2011

Milestone year for the company with multiple acquisitions

Milestone year for the company with multiple acquisitions including land-based casino management systems supplier intelligent gaming solutions (IGS), PT turnkey services limited, (PTTS), leading mobile platform developer, mobenga and games development studio, ash gaming.

December, 2011 - december, 2011

Signs long-term agreement with gala coral

Signs long-term agreement with gala coral while paddy power migrates to playtech’s casino product, significantly extending its relationship with the company.

December, 2012 - december, 2012

Listed on the main market of the london stock exchange

December, 2012 - december, 2012

Acquires geneity limited

Acquires geneity limited, a UK based specialist sportsbook software and platform supplier and expands into mexico with grupo caliente agreement, the country’s largest land-based gaming operator.

December, 2013 - december, 2013

Playtech agrees to sell its 29 per cent stake in its william hill online

Playtech agrees to sell its 29 per cent stake in its william hill online joint venture to william hill PLC in return for £424m.

December, 2013 - december, 2013

Acquires online poker affiliate site

Acquires online poker affiliate site pokerstrategy.Com further diversifying its business profile by opening up the world’s largest independent poker school and community to licensees.

December, 2013 - december, 2013

Playtech partners with ladbrokes

Playtech partners with ladbrokes to extend its relationship and accelerate digital revenue and later in the year agreed a contract with casino gran madrid to supply a cutting-edge portfolio of live dealer games.

December, 2014 - december, 2014

Acquires aristocrat lotteries

Acquires aristocrat lotteries, a server-based-gaming and online client server solutions business for interactive video terminals, strengthening playtech’s presence in norway and italy.

December, 2014 - december, 2014

Signs agreement with holland casino

Signs agreement with holland casino in preparation for new regulations in the netherlands.

December, 2014 - december, 2014

Multi channel solution

In the UK, playtech showcases its first ever multi-channel product, coral connect, revolutionising the cross-channel gaming experience and leading to the development of playtech ONE.

December, 2014 - december, 2014

Psiclone games becomes part of playtech

Success retail slot games designer and manufacturer psiclone games becomes part of the playtech group and forms a key part of the company’s omni-channel gaming vision.

December, 2015 - december, 2015

160,000 players sign-up to coral connect – spend 2.5 times more than online customers

Playtech ONE: complete omni-channel solution launched worldwide, acquire markets limited, acquire yoyo games

December, 2015 - december, 2015

Acquires yoyo games

Acquires yoyo games, the home of game maker: studio™ (GMS), a cross-platform casual game development technology that enables developers of any level to create games using a single programming code and then publish them to run natively across most common platforms.

December, 2015 - december, 2015

Virtue fusion signs a five-year deal with news UK

Playtech subsidiary, virtue fusion signs a five-year deal with news UK to operate its sun bingo and fabulous bingo websites and mobile variants, migrating existing players to the company’s leading UK bingo network.

December, 2016 - december, 2016

492,000 total number of customers signed up for coral connect

Over 160,000 players signed up for for coral connect in the first half of the coral financial year, more then in the whole of FY15.

December, 2016 - december, 2016

Playtech acquires a number of leading companies

Fast-growing swedish games studio, quickspin, that develops and supplies high-quality video slots, vienna-based best gaming technology, the leading provider of sports betting software solutions and self service betting terminals (ssbts) that bridge retail and online betting, and at the end of the year, playtech acquires bingo software solutions provider ECM systems, that supports services to the UK retail bingo market including major operators gala leisure, mecca bingo and leading independent operators. All three gaming acquisitions support the company’s ongoing dedication to driving omni-channel gaming across the business.

December, 2016 - december, 2016

Acquisition of consolidated financial holdings

Later that year playtech financials enhances its B2B offering following the acquisition of consolidated financial holdings (CFH).

December, 2017 - december, 2017

Acquires eyecon

Acquires eyecon, a specialist supplier of more than 70 online gaming slots focused on the bingo industry, including fluffy favourites, one of the UK’s most popular bingo brands. Eyecon boasts its own remote gaming server (RGS) which enables it to distribute content direct to operators via distributors.

December, 2017 - december, 2017

Playtech announces its largest ever, multi-year, exclusive branded games content deal with warner bros

In february, playtech announces its largest ever, multi-year, exclusive branded games content deal with warner bros. Consumer products, on behalf of DC entertainment to license and develop an extensive catalogue of iconic DC-branded film and television properties into leading omni-channel games – the biggest content deal announcement in the industry.

December, 2017 - december, 2017

Later this year playtech shares reach their highest ever level

Later this year playtech shares reach their highest ever level

Learn estonian

There is a joke that an “estonian has no sex and no future,” referring to the fact that there are no genders and no future tense in the estonian language. But in fact, it is beautiful to listen to, intriguingly different, and terrifically satisfying to use once you get going. There is even a story that an estonian phrase (sõida tasa üle silla – meaning “go slowly over the bridge,” perhaps more a traffic sign than romantic utterance) came second only to italian in a sort of language beauty contest.

Many students of the language are studying precisely because of the interest and challenge the language holds, and make quick progress once they have grasped the basics, particularly of pronunciation.

Throughout estonia, you will find people willing and able to speak with you in a variety of languages, with english, finnish or russian being most commonly spoken, and many people also managing french, german or swedish alongside their native tongue.

In a country where most people speak at least two languages with ease, learning estonian may not be strictly necessary, but it certainly can help you understand the country at a deeper level.

Language levels

You will hear estonian language learning categorised in terms of levels which run from A1 (beginner) to C2 (fluent in business and professional language), according to the common european framework of reference for languages. The levels help you get a feel for how demanding courses may be, and are also used, for example, in job adverts to describe the level of language proficiency required. B1 level is required if you wish to become a naturalised estonian citizen.

Estonian language phrases

Learn these useful (or not so useful) phrases and show off your skills.

Useful stuff

• Jah – yes


• Ei – no

• Palun – please; you’re welcome


• Aitäh – thanks

• Tere – hi, hello


• Nägemist! – bye, see you!

• Vabandust – sorry


• Pole viga – no problem

• Kas te räägite inglise keelt? – do you speak english? (polite)


• Ma ei räägi eesti keelt – I don’t speak estonian

• Ma saan aru – I understand


• Ma ei saa aru – I don’t understand

• Ma tean – I know


• Ma ei tea – I don’t know

• Palun aidake! – please help!


• Ma olen eksinud – I’m lost


• Kas teiega on kõik korras? – are you OK? (polite)


• Kuidas läheb – how’s it going?


• Tänan, hästi – I’m fine, thanks


• Normaalselt – I’m OK


• Läheb – it’s going OK


• Halvasti – bad


• Mis su nimi on? – what’s your name? (familiar)


• Minu nimi on … – my name is …


• Ma olen … – I’m …

• Tore sinuga tuttavaks saada – good to meet you (familiar)

• Mis tööd sa teed? – what do you do? (familiar)


• Ma olen … – I’m a …


• Õpetaja – teacher


• Üliõpilane – (university) student


• Ajakirjanik – journalist


• Veebidisainer – web designer


• Arst – doctor

Now you’re just showing off….!

• Habemeajaja ajas asjaajaja ja teerajaja habet.

“the barber was cutting the beard of the secretary and the pioneer” – a phrase apparently used to check sobriety. Let’s face it, it’s not going to come up in conversation very much, is it?

• Kuulilennuteetunneliluuk

“the hatch at the end of the tunnel, where the bullet is flying.” not only a tongue twister, but also a palindrome

• Kummikutes kummitus kummitas kummutis.

It may sound like the declension of a noun, but no – “A ghost with rubber boots is haunting the chest of drawers.”

• Kuuuurija istus töööös jäääärel.

Enough vowels for you? “the lunar scientist worked during the night by the edge of the ice.

Group and private classes

You can find estonian teaching in either an established group class or with an individual tutor, once in estonia. There are several reputable and established private language schools in the larger cities and towns, and you may also be able to attend a language class at one of the universities as an open university student. This option is limited based on the timetable and levels of classes offered, which correspond to the student body as a whole, and tend to increase in difficulty as the academic year advances. Contact your chosen university in september for beginners’ courses.

Because language schools change their timetables and private teachers’ availability varies, the best way to start is simply with an internet search. Ask around the expat community through one of the active facebook groups for recommendations, or even try advertising (or replying to an advert) for a language practice swap, which are frequently advertised in the universities.

Another popular choice is to join the winter or summer schools arranged by tallinn or tartu universities. These intensive courses, which last three or four weeks on average, are competitively priced, come with cultural activities and excursions and are taught in either english or finnish. They attract a wide variety of attendees from all over the globe (and all walks of life) and can be a fantastic way of kickstarting your learning.

Language practice

Once you have a basic grasp of the language, there are several options for “language exchange” to practice your skills. As well as the choice of advertising in one of the universities or through a local facebook group, in tallinn there is a popular “foreigners learning estonian” group, who meet several times a week to practice, alongside a native speaker or two, as well as sharing a meal or a drink at kamahouse cafe in kopli. Look up the group on facebook for the most up to date details, meeting times and locations.

Online learning

There are many options to learn some estonian online or from language course books and cds. As most foreigners find the pronunciation of the words most challenging, using a guide with audio content is essential – these are available through youtube, private web-based language schools and online courses. Just try to pronounce kuuuurija (moon explorer) or jäääär (the edge of the ice) without help.

To get up to speed with the basics, try lingvist’s essential estonian. The estonian startup, which uses artificial intelligence to make learning faster and more efficient, released a compact course of 100 essential phrases in estonian that’s available through their app for free.

For a comprehensive estonian course, which is popular and well regarded, try keeleklikk that teaches estonian to A2 level, using either english or russian as a base language, and also has modules on culture and history.

Estonia

Widely considered to have one of the most highly developed IT sectors on the planet, the republic of estonia is a small, nordic island that makes up a third of the baltic states.

Due to the total estonian population numbering just a little over one million people, taxes are amongst the highest, meaning that the operators who are intending to offer services to the citizens of estonia are usually the only applicants.

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The gambling tax act

When the 2007 economic crisis had an impact on the estonian economy, the decision was made by the government of the time to set an act regulated the field of online gambling, which had up until that point been illegal in the country. This act joins the gambling act of 2008, which regulates land based gambling in the country.

The regulations and licensing requirements for service providers in estonia are strict, and that is why there are a small number of providers currently operating in the country, these include there are currently only a handful of online casinos in operation in estonia. This includes sites like tonybet, maria and unibet

Licenses

Before operating in estonia, all necessary licenses must be sought from the estonian tax and customs board.

There are two main licenses necessary for providers who seek to supply online gambling to the people of estonia.

The first of these is an activity license, which is granted for an unspecified term, this license is non-transferable.

Once all necessary documentation for this license has been provided, and the applicant has passed on relevant tax checks, there is then a charge of up to nearly €48,000 for the issue of the license for organisations providing games of chance, games of skill, or totalisor plus betting (toto).

Once an activity license has been gained for the relevant gambling type, the provider then applies for an operating license which allows the applicant to organise a specific type of gambling. Operating licenses last for 20 years and are applicable to the three aforementioned categories.

Lottery games, which in this case include lotto, bingo, scratch card and keno games, can only be organised by state-owned companies for non-profits or foundations. This area is currently monopolised by eesti loto.

Regulations

The regulations that must be adhered to in order to operate within estonia include:

• Lottery play is restricted to those 16 years and over.


• Totos are prohibited to anyone under the age of 18.


• Online gambling all other categories in estonia is limited to those over the age of 21.


• Average winnings distributed to players must exceed 80% of the total amount spent on bets.


• Those who organise a game of chance can only use the data entered for verification of the existence of restrictions on this game type.

Since the legalisation of online gambling in estonia to assist the national economy in difficult times, estonia has gained a reputation as one of the most highly taxed jurisdictions in the world.

Gambling in sweden

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| the little things | gambling | swedish quotes | winter sports | pippi longstocking |

Gambling is legal in sweden. For purchasing lottery tickets, playing slot machines, and gambling online, the min age is 18.

You can see many forms of gambling in local bars or on ferries in the form of slot machines, or blackjack.

In skellefteå, blackjack is available to play at various pubs and is the most skilled game you can find without going to a casino.

While gambling is legal, swedes partake in gambling on a very casual basis. Usually, when you see slot machines they are not being played, or there is only one player playing them at a time. Perhaps because it is legal, or perhaps because there was not enough alcohol was involved yet was the reason for this.

Casinos in sweden

There are only 4 land-based (not online) casinos in sweden and all are called casino cosmopol. They are located in sundsvall, stockholm, gothenburg, and malmö. These are large casinos where you can find all types of games including slots, blackjack, poker and more. The minimum age to enter and play at these casinos is 20.

All of the casinos are owned by svenska spel.

Svenska spel is government run and makes up for 50% of the gambling market in sweden. They have many brands under them that include bingo, poker, online casinos, lottos, kino, and much more. Triss is a popular scratch card game that is also run by svenska spel.

Svenska spel prides itself on responsible gaming. And because it is run by the government, the profit made by the company goes to the national treasury of sweden.

In 2011, svenska spel paid out a total of 12,000,000,000 SEK. 347 of the winners became millionaires.

Online gambling in sweden

While land-based gambling is legal since 1994, online gambling became legal in 2002. One can see commercials for various online casinos on swedish television such as betsafe. Only casinos licensed by the swedish state may advertise in sweden.

You can play from online slot machines such as leprechaun slot machines to online bingo (which is mainly targeted at women), to online poker, kino, and more, and unlike the land-based casinos run by svenska spel, you can play at the age of 18.

There are other casinos where you can play online in swedish currency but it is not licensed by the swedish government per say. It doesn’t make it illegal to play, but you just have to watch where they are licensed to make sure you are playing at a legit casino (malta is a very good license, which is what jackpot city has).

Internet casino estonia

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Safe payments

Game providers

The operator of this website is dumarca gaming ltd. With registered address at the emporium, level 4, st louis street, msida, MSD 1421, malta. Intercasino.Co.Uk is regulated by the united kingdom gambling commission (UKGC) under licence number 039408.

Terms & conditions

This website, intercasino, (the "website") is operated by dumarca gaming limited ("we", "us" or "dumarca"), a company registered under the laws of malta (registration number: C50898) whose registered office is at the emporium, level 4, st louis street, msida, MSD1421, malta.

Dumarca is authorised and regulated by:

A. Spelinspektionen, license no. 18li7410, issued by the swedish gaming authority and valid until december 31st, 2023,

B. The gambling commission of great britain, remote operating license number 039408 in respect of services offered to residents of the united kingdom; and

C. The malta gaming authority, under licence number MGA/B2C/169/2009, in respect of services offered to all other customers.

These terms and conditions (the "terms and conditions") govern access to, and use of, the website, and constitute a legally binding contract between dumarca and you as the registering player ("you" or "user"). By accessing and using the website, you agree to be bound by these terms and conditions. These terms and conditions apply to all gaming with us via any device, including downloadable applications on a mobile device.

These terms and conditions are subcategorised for ease of reference and transparency. It is important that you review these terms and conditions carefully. If you do not agree to be bound by these terms and conditions, please do not use the website.

These terms and conditions include and incorporate a number of additional terms, as follows:

Вђў any rules for a game you choose to participate in ("rules");

Вђў our promotional terms, which apply to specific promotions or offers from time to time ("promotional terms"); and

Вђў our privacy policy, which sets out the terms on which we process any personal data we collect from you or that you provide to us.

In the event of a conflict between these terms and conditions and any of the rules, the promotional terms and/or the privacy policy, the provisions of, as applicable, the rules, the promotional terms and/or the privacy policy shall (to that extent only) prevail.

We may update these terms and conditions from time to time. Dumarca will notify you of any significant updates to these terms and conditions before they come into effect, whereby you will be required to accept the revised terms and conditions to continue playing on the website the next time you log in to your account. If you do not agree to be bound by the updated terms and conditions, you should close your account and withdraw any available balance. We may make minor changes to these terms and conditions from time to time, and advise you to review these terms and conditions regularly, together with the specific rules for each game you choose to play, in order to remain up to date with any changes. You can easily identify whether these terms and conditions have changed by referring to the version number and date of the current terms and conditions stated at the top of this page.

2. Account opening and verification checks

To open an account on the website, the user must register personally. You must be of legal age (18 years of age or older if required in the jurisdiction where you live) to open and make use of an account with us. You must also be of mental capacity to take responsibility for your own actions and to enter into an enforceable contract with us. If we have reasonable grounds to believe that any account is being operated by anyone under the age of 18, the account will immediately be closed and all funds deposited will be returned (less any winnings already paid out).

It is your responsibility to determine the legal status of internet gambling in your jurisdiction and act accordingly. The availability of the website in any particular jurisdiction does not constitute an offer or invitation by dumarca to use the services offered by the website. You must not mask, disguise, anonymise or hide your IP (i.E. By using a VPN) while accessing the website. Dumarca accepts no liability whatsoever with respect to actions by players where internet gambling is illegal and/or which is in violation of this clause of the terms and conditions.

You must submit your correct personal information during registration, including your full name, home address, date of birth, e-mail address, telephone number, and relevant payment information. It is your sole responsibility to ensure that the information you provide is true, complete and correct, and is kept up-to-date. In order for us to comply with applicable laws and regulations, your personal details supplied at registration stage will be confirmed through verification checks before you are allowed to play. Until such time as any verification checks have been adequately concluded, you will not be allowed to play on our website. Once we have verified your identity, you will be notified and allowed to utilize our products.

By accepting these terms and conditions, you agree that we are entitled to carry out any identity, credit or other verification checks that we may reasonably require and/or are required of us under applicable laws and regulations or by regulatory authorities. We may supply the information you give us to authorised credit reference agencies, identity verification services and/or fraud prevention agencies to confirm your identity. We may also carry out telephone verification with you. Such information will be processed in accordance with our privacy policy.

You agree to provide us with any information we request to assist with our verification checks, and we reserve the right to request documents to verify the following: (i) your identity, such as a valid photographic ID (e.G. A copy of your driving licence, passport, or national identity card); (ii) your residential address (for example, utility bill, or bank, building society or credit union statements dated within the last three months, tax bill or council tax bill issued during the current year); and (iii) proof of ownership/authorisation to use a certain payment method (for example, if you are using a payment card a photo of the front and back of the payment card would be required, if you are using a bank account we will request a bank statement or if you are using an e-wallet a screenshot of the account that corresponds to the payment method will be required). We may request that you provide any of these documents certified to attest their credibility. We may also use additional verification tools available to us in order to verify the authenticity of any documents you provide. Furthermore, if we have reasonable grounds to believe that any documents provided by you are not genuine or are inaccurate, we reserve the right to refuse such documents. Dumarca reserves the right to keep restricted any account until the relevant verification checks have been carried out to our reasonable satisfaction and to the standard required of us under applicable laws and regulations. Dumarca further reserves the right to close your account and return any remaining balance if verification checks have not been carried out to our reasonable satisfaction within 30 calendar days from our first request for documents.

When prompted, you can send these documents via our E-KYC tool, the account verification tool which is reachable by clicking the my casino button and following the account link. Else you can also do this by sending an email to kyc@intercasino.Co.Uk.

We will comply with applicable data protection laws in respect of the personal information you supply to us, and we will only use your personal information in accordance with our privacy policy.

Dumarca may, at its own discretion, refuse to open an account for any individual. The company reserves the right to close a player account, but contractual obligations already made will be honoured.

You agree to abide by these terms and conditions at all times and, in particular, not to:

Вђў use the website other than for your own personal use, and not to act in the interests of any third party;

Вђў utilise monies obtained from criminal or fraudulent activities;

Вђў credit accounts with any payment method you are not authorised to use, which includes the use of corporate cards or business accounts;

Вђў try to hack the website or to alter its code in any way;

Вђў adopt any criminal behaviour against dumarca, its affiliates, and its other users; and/or

Вђў choose a username which infringes our trademarks or company names, or which is abusive or offensive towards our other users.

You may only hold one account with the website. Users holding two or more accounts for any reason should inform us without delay. If we identify any user with more than one account, we will close any duplicate account(s) and return any withdrawable funds. If we have grounds to believe that one or more account(s) have been opened with the intention to mislead or defraud dumarca, we may cancel any pending transaction(s) related to such conduct and close any or all of the account(s).

Dumarca accepts stakes in a number of different currencies. You must choose one currency as the default currency of your account.

User must keep their login details and password secret at all times. We will not be held liable for unauthorised access to your account if you do not safeguard this information. We are entitled to assume that all play on your account is from you.

You can at any time log in to your account and view your account history, including deposits, bonus credits, winnings, wagers and withdrawals. Should you notice any mistakes, you should immediately notify dumarca so that it can be reviewed and rectified as necessary.

If no transaction has been recorded on your account for twelve (12) consecutive months, your account will be deemed 'inactive'. If, once your account is 'inactive', dumarca is unable to contact you after making reasonable attempts to do so, we will charge a ВЈ5.00 per month administrative fee to your account. Dumarca will have no obligation to return fees deducted in this way as they are no longer considered to be customer funds once they have been deducted. Fees on inactive accounts can bring your account balance to zero. The company shall also reserve the right to use the inactivity fees to fund responsible gambling endeavours.

Administrative fees shall only be refundable on presentation of proof of a health impediment during such inactive period.

You are not permitted to transfer, sell and/or acquire accounts to / from other users. If we have reasonable grounds to believe such activity has occurred, we reserve the right to suspend and/or close the account in question.

In order to adhere to applicable laws and our regulatory requirements, you must only use debit or credit cards and other payment methods that are valid and that lawfully belong to you. We also prohibit any account funding from corporate cards or business accounts. In the event that we identify, or have reasonable grounds to believe, that a payment method does not belong to you, we will void any winnings arising from the relevant deposit(s) and we reserve the right to close your account.

In the case of deposits via credit and debit cards, you may be requested, in our reasonable discretion, to submit a copy of the front and back of the relevant credit card showing only the first six and last four digits on the front, and hiding the CVV2 number from the back.

We hold all customer funds separate from company funds in an accredited banking institution in line with gaming regulations, the bank has acknowledged that your funds are held solely for this purpose and:

A) it will not attempt to enforce or execute, any charge, write-off, set-off or other claim against the aforementioned account/s; and

B) it will not combine the account/s with any other account in respect of any debt owed to it by dumarca.

We are required by the british gambling commission to inform our customers about how their funds are protected in the case of insolvency. Further information can be obtained from the british gambling commissionвђ™s webpage, which explains the rating system.

Customer funds are held in bank accounts and with payment processors which are kept separate from our business accounts. These funds are not protected in the event of insolvency, their official status under the ukgcвђ™s requirements falls under the following level of protection: not protected segregation.

You should only deposit money into your account for the purposes of entering into a gambling transaction. In circumstances where we reasonably believe that you are depositing money without any intention to enter into a gambling transaction, we may investigate your account in accordance with these terms and conditions.

We reserve the right to decline a gambling transaction if your account is restricted in our reasonable discretion. All gambling transactions are entered into at your own discretion.

No interest is payable on account balances, irrespective of the amount held in your account. Accordingly, you should not in any way treat dumarca as a financial institution.

No credit is permitted. It is your responsibility to maintain sufficient funds in your account, and to stake your funds accordingly. Gambling transactions will not be confirmed if there are insufficient funds in your account. We reserve the right to void any stake which may be inadvertently placed or accepted if your account does not have sufficient funds to cover the whole of the stake.

As a betting operator, licenced by the british gambling commission, we have an obligation to know that the source of the funds that our customers use to play with us is legitimate. Therefore, at times when certain limits and thresholds are reached it may become necessary for us to ask customers to provide evidence to confirm the source(s) of funds they use. Such documents may include copies of bank statements, pay slips and/or additional evidence of other source of funds, such as proof of the sale of a property or a will). If we request information on your source of funds via email or a secure upload function, you must provide a response and the information within 28 days.

If you do not provide the requested information within the period given, we will proceed to restrict your account until the information has been provided and verified by us. Dumarca may, acting reasonably, restrict or close any account where the response to such requests is not satisfactory. We may also pass on such information to any relevant authority if required to do so by applicable laws.

If dumarca mistakenly credits your account with winnings that do not belong to you, whether due to a technical error, human error or otherwise, the incorrectly credited amount will remain the property of dumarca. If, prior to us becoming aware of the error, you have withdrawn funds that do not belong to you, without prejudice to any other remedy and action that may be available to us by law, the mistakenly paid amount will constitute a debt owed by you to dumarca. In the event of incorrect crediting, you should notify dumarca immediately by email.

Bonus funds may be credited to your account as part of a promotion, loyalty scheme or other marketing campaign. These bonus funds cannot be directly withdrawn/paid-out, but must be used for the placing of wagers on the website. Depending on the promotion, these bonus funds may be convertible to real money after fulfilling a specific set of criteria for the promotion. Please refer to specific promotional terms.

Funds cannot be transferred from your account to the account of another user or vice versa.

You may withdraw any withdrawable funds from your account at any time. 'withdrawable funds' means all unspent deposits and winnings from wagers made with your deposits, and excludes any funds that are subject to a restriction (including wagering restrictions or other promotional play restrictions). The right to withdraw these funds is subject to our regulatory obligations being fulfilled (including source of funds and verification checks).

Withdrawals to credit / debit card are possible to visa or visa electron. Unfortunately mastercard does not currently provide this functionality.

In line with the applicable laws, dumarca will remit amounts only to the same payment method from where the funds deposited into your account originated.

Credit / debit card withdrawals are processed to the card(s) that were originally used to deposit. Should a user have more than one registered credit/ debit card, the withdrawal will be processed to the primary credit/ debit card (i.E. The account from which you deposited the majority of funds within the last 6 months), assuming withdrawals to this card are possible (e.G. In the case of mastercard, withdrawals are not possible).

Withdrawals to credit/ debit cards usually take between 3 to 5 working days.

The full credit/ debit card information is never stored by dumarca and always transmitted in an encrypted way for your security.

Without restricting our ability to rely on other remedies that may be available to us, we may cancel any of your withdrawal requests or void any winnings if we suspect that you are:

Вђў acting other than on your own behalf or otherwise in conjuction with others;

Вђў engaging in illegal or fraudulent activity; or

Вђў breaching any of these terms and conditions.

Deposits to and withdrawals from an account shall at all times be made through a financial institution or a payment solution provider. The procedures, terms and conditions, availability, fees and processing time for deposits/withdrawals may vary depending on the relevant financial institution or payment solution provider. For further information please see here.

Users should be aware of the general conditions that apply to the use of an E-PRO E-voucher.

E-PRO is a payment solution provided by EMP corp, an E-money agent, based on E-money and E- wallet.

E-PRO is an E-voucher issued by EMP corp, being resold by first remit limited (UK), a registered money service business with her majesty's revenue and customs certificate number 12679642 & fully authorized by the UK financial conduct authority (FCA) as a payments institution, with reference 622935.

E-pro e-vouchers resold by first remit will show in your card statement as "online payment".

An E-VOUCHER, constituting electronic money, is generated in the event of an intervention by EMP corp to pay for the services offered on the MERCHANT SITE if the payment service provider is EMP corp, the transaction will result in the creation and purchase of electronic money issued by an E-money issuer, to be used to credit an E-wallet

5. Complaints and dispute resolution

If you have any complaint regarding the website or any of our services, you can email customer support on support@intercasino.Co.Uk or call the numbers below:

United kingdom +442036080424

Dumarca will attempt to resolve a any complaint promptly.

If users have a query with regard to any particular transaction, users may also contact dumarca at support.Uk@intercasino.Com with details of the transaction in question. Dumarca will review any queried or disputed transaction promptly.

Any complaints should first be raised with our customer services team. We acknowledge all emails received from our customers within 24 hours. If you do not agree with the decision made by our customer services team, you can escalate this complaint to the customer support manager at complaints@intercasino.Com. We will endeavour to send a final response to all complaints within 8 weeks of receipt.

If you remain unsatisfied, you may refer your claim for adjudication by our alternative dispute resolution service (ADR) ecogra for a dispute resolution form please see ecogra.Org

UK players may submit a responsible gambling-related claim via resolver, the free & independent tool selected by the british gambling commission.

Alternatively; if you reside within the EU; you can raise your complaint to the online dispute resolution (online dispute resolution -ODR). The ODR platform will aid in the resolution of your complaint by facilitating communications between parties.

You may, at your discretion, ask us at any time to exclude you from placing any transactions on the website for a specific time period. You can do this online, by visiting the limits sections of your account, or by contacting customer services. In asking us to exclude you, you acknowledge and agree that we will suspend your account and prevent you from gambling on the website for the time period requested. Applying a self-exclusion will not affect any pending withdrawal, unless verification documents are requested in line with our know your customer process.

The self-exclusion will be applied to all websites operated by dumarca. You are able to extend the self-exclusion to our group. There may be a short delay in applying the self-exclusion to websites operated by other members of our group. Please note that the self-exclusion will not apply to websites not listed within our group, as those companies are not members of our group. If you wish to self-exclude from those websites then please contact the relevant operator, or use GAMSTOP as set out in 6.5 of these terms and conditions.

When you self-exclude, we will attempt to return your withdrawable funds to you. If, after a reasonable period, we are not able to return your withdrawable funds (because, for example, we are not able to contact you), we may donate the relevant amount to a charity of our choice.

It is not possible for us to override or remove any self-exclusion period once set across all websites operated by dumarca. Bonuses may expire during the suspension of your account; we cannot reinstate any expired bonuses once the account is re-activated.

If you wish to reactivate your account after the period of self-exclusion has expired, you may only do so by contacting customer services and requesting the self-exclusion be lifted. Any request to remove the self exclusion after the specified period has expired will be subject to a "cooling off" period, after which your account will be re-activated. If you wish to extend the self-exclusion, you can do so by contacting customer support.

In addition to the responsible gambling tools set out above, you can also self-exclude with GAMSTOP, a free service that enables you to self-exclude from websites / apps of gambling operators licensed by the british gambling commission. For more information and to register with GAMSTOP, please visit www.Gamstop.Co.Uk. If you request to self-exclude using GAMSTOP, we will take reasonable steps to prevent you from gambling on all UK dumarca websites as soon as possible. You should ensure that the details you use to register with GAMSTOP are the same as those details registered on your account. Please note that there may be circumstances where we are unable to implement a self-exclusion requested via GAMSTOP. For instance, we may be unable to match your account with the details you provided to GAMSTOP, or there may be a technical failure in the operation of GAMSTOP such that we cannot retrieve the latest information on users that have requested self-exclusion.

We will remove your name and details from any marketing databases we have once your self exclusion has been implemented, whether requested directly with us or via GAMSTOP. We will take all reasonable steps to ensure that self-excluded accounts do not receive any marketing material from us. However, there may be a short delay between your self-exclusion and marketing materials being stopped. Self-excluding from our website will not affect your marketing preferences with third parties, including advertising websites or other third-party affiliates, over which we have no control. We strongly recommend that you contact any such parties and opt out from receiving any marketing material from them. We also recommend you consider self-excluding from any other online gaming operators with which you have an account if you have not self-excluded via GAMSTOP.

Should you opt to self-exclude, we will take all reasonable steps to detect and prevent you from registering a new account on any UK dumarca website. You should not attempt to open an account on any website operated by dumarca or any other member of its group whilst you have opted for self-exclusion. Any accounts found to be in use of a self-exclusion agreement will be closed as soon as such use is discovered.

We shall have no responsibility or liability to you or any third party for any gambling activity that takes places (including to refund any losses) if you circumvent our self-exclusion procedures by fraudulent means or by deliberately entering incorrect information.

You may temporarily take a break from gambling on the website (twenty four (24) hours minimum). You can do so online by visiting the limits section of your account, under 'close my account'. On confirming the time-out, all accounts held under dumarca will be immediately suspended and it will not be possible to log in until the selected duration has expired.

When registering a new account with us, you will be able to select a daily deposit limit ranging from ВЈ10 up to a maximum limit of ВЈ500. All deposit limits are calculated on a rolling basis. This means that the limit will count back from your last deposit, regardless of the time of day. You may at your discretion choose to adjust limits on your account. You may:

- deposits; set a limit on the amount you may deposit within a specified period of time; and/or

- session: set a limit for an active session in order to better manage the time you spend gambling; and/or

- losses: set a limit for how much can be lost from your account of deposited funds (i.E. Winnings subtracted from the amount spent) for a given period.

- reality check вђ“ set an alert to notify you after a specific amount of time has elapsed вђ“ see T&C 6.11

Limits set on your account extend to all accounts you may hold with dumarca. Therefore, if you set different limits on different sites, the newest limit set will be applied across all sites. For example, if you were to set a deposit limit of ВЈ500 per week on your vera&john account, and a deposit limit of ВЈ300 per week on your intercasino account the following week, your deposit limit for both accounts combined will be ВЈ300 per week.

You may also set up a "reality check" alert on your account. This is an alert which will notify you after a specific amount of time has elapsed. Once set, a pop-up message will remind you that you have been logged into your account for a specific amount of time and offer you to either keep playing or take a break. Live casino games have their own reality check that you can set within the game. Your reality check settings within your account settings will therefore not affect live casino games.

You may close your account at any time by contacting customer services on support.Uk@intercasino.Com or online by visiting the limits section of your account. Closure via customer support will be implemented within 24 hours and you will receive a confirmation via e-mail. You remain responsible for any activity on your account between the time of your request and the closure of the account.

If we discover, or have reasonable grounds to believe, that you are engaging, or have engaged, in one or more of the following activities:

(i) cheating (including by counting cards or exploiting a game or game fault); and/or

(ii) colluding with others or distorting normal game play in any way (including by working together to exploit a game or game fault, using "bots" or similar software, or manipulating software); and/or

(iii) fraudulent behaviour or criminal activity (including money laundering or credit card fraud); and/or

(iv) deliberately breaching these terms and conditions in your use of the website or participation in the games,

Then we may conduct an investigation and restrict all accounts held under dumarca pending its outcome (including any pending withdrawal request). If, after investigating, we reasonably believe that you were engaging in one of the above activities, we will close all accounts you hold with dumarca. We may also close your accounts in the following circumstances:

(v) you do not pass the verification or source of funds checks to our reasonable satisfaction;

(vi) we reasonably believe that you are underage; or

(vii) you have provided false or misleading information to us.

All transactions are monitored in order to prevent money laundering. Any suspicious transactions will be reported to the relevant authorities.

We may provide your personal information to a third party investigating your activity or account (as set out in our privacy policy).

Dumarca may restrict, block or close your account and withhold funds if so required by applicable law.

8. Specific rules for games

Winnings and account balances in the вђњplay for funвђќ mode have no commercial value whatsoever and are not redeemable for cash, credit or any other type of benefit.

Every user determines the value of their stake, in accordance with the limits of each game. It is your responsibility to make sure that all details of the gambling transaction are correct.

The maximum win for any wager or game-play transaction on any individual account shall, in relation to each of the casino games offered by dumarca, be no greater than €1,000,000 (one million euros) or the equivalent amount in your currency of choice. The foregoing win limit shall not apply to any progressive jackpots offered on the website.

The website operates with a random number generator (RNG), which guarantees a randomised outcome for each game and the integrity of the product and games. The rngs has been tested and verified for randomness by approved independent third parties. Both the вђ˜play for funвђ™ and вђ˜play for realвђ™ modes use exactly the same random number generator.

Dumarca gaming limited offers the user the possibility to chat in virtual chat rooms. The purpose of these chat rooms is to provide entertainment and communication amongst users of the games. The user may only use the chat function in a manner that would be appropriate in a face-to-face conversation.

The company reserves the right to remove chat rooms.

Additional specific game rules can be accessed either through the games themselves or through the game rules page.

9. Limitation of liability

You enter the website, and participate in the games, at your own risk. The website and the games are provided without any guarantees, conditions or warranties as to their accuracy, whether express or implied.

We, our directors, employees, partners, service providers:

(i) do not promise that the website or the games are fit for their purpose;

(ii) do not promise that the website or the games are free from errors; and

(iii) do not promise that the website or the games will be accessible without interruptions.

If we do not comply with these terms and conditions, we are responsible for any loss or damage you suffer that is a foreseeable result of that non-compliance, but we are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen. We will not be in breach of these terms and conditions, nor be liable for delay in performing, or failure to perform, any of our obligations under these terms and conditions, if such delay or failure results from: (i) your breach of these terms and conditions; or (ii) events, circumstances or causes beyond our reasonable control.

Nothing in these terms and conditions affects our liability for death or personal injury arising from our negligence, or our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, or any other liability which cannot be excluded or limited under applicable laws.

Use of this website is for domestic use only. If you use the website for any commercial or business purpose, we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

Dumarca reserves the right to make the website and/or certain games temporarily unavailable at its own discretion and without giving prior notice to users. Dumarca will not be liable for any loss that user may incur as a result of such unavailability. Dumarca will aim to restore the service as soon as is reasonably possible.

Subject to the paragraphs above, and other than in relation to the payment of winnings lawfully won, our liability to you under these terms and conditions shall not exceed:

Вђў in the case of any liability which relates to a specific gambling transaction, the amount of the stake wagered; or

Вђў in the case of any other matters, an aggregate of 2,000 thousand euros.

Dumarca will at all times make every effort to provide a service of satisfactory quality, fitness for purpose and completeness. If for any reason a user becomes dissatisfied with any of the services provided by dumarca, that user may contact dumarca immediately and notify us of the issue.

Dumarca cannot guarantee that the service will never suffer from faults; however we commit ourselves in rectifying the problem as soon as it has been reported or as soon as we possibly can. If you experience a fault in the service provided, please report it to us immediately.

In the event of a system malfunctions or errors, dumarca shall have the right to void all wagers and return the original stake to you. Dumarca does not accept any liability for any failures or issues that arise due to your equipment, internet connection or internet.

In the event of any interrupted, aborted or miscarried games for any reason whatsoever, all usersвђ™ transactions shall be accurately recorded on dumarcaвђ™s system. Any "unfinished game rounds" are restored when returning to the game. "finished game rounds" are not restored, but results can easily be retrieved by contacting our customer services team.

All intellectual property rights ("IP rights") in the website belong exclusively to dumarca or a third party software provider company. Your use of the website does not give you ownership of any intellectual property rights on the website or in the software. IP rights includes any and all intellectual property rights, of all types or nature whatsoever, including, without limitation, patent, copyright, design rights, trade marks, database rights, applications for any of the above, moral rights, know-how, trade secrets, domain names, URL, trade names or any other intellectual or industrial property rights (and any licenses in connection with any of the same), whether or not registered or capable of registration, and whether subsisting in any specific country or countries or any other part of the world.

These terms and conditions are available in a number of languages for information purposes and ease of access. From a legal perspective, the english language version of these terms and conditions will prevail over any other language version made available.

We shall not be in breach of these terms and conditions nor liable for delay in performing, or failure to perform, any of our obligations under these terms and conditions where any such delay or failures results from major incidents, events or causes beyond our reasonable control. This includes any strike, political crisis, war, natural catastrophe and saturation of the telecommunication networks.

If any provision of these terms and conditions is held by any competent authority to be invalid, illegal, void, unreasonable or unenforceable, that provision shall be severed from these terms and conditions, and all other provisions including the remainder of the provision in question (if applicable) shall remain in full force and unaffected by such severance.

We may assign or otherwise lawfully transfer any or all of our rights and obligations under these terms and conditions.

These terms and conditions apply to you individually and you shall not assign, sub-license or otherwise transfer any of your rights or obligations under these terms and conditions.

These terms and conditions, including any additional terms or rules expressly referred to in them, constitute the entire agreement between you and us with respect to the website and, save in the case of fraud, supersede all prior or contemporaneous agreement, understanding or arrangement between you and us, whether electronic, oral or written, between you and us with respect to the website.

These terms and conditions and any matters relating hereto shall be governed by, and construed in accordance with english law. You irrevocably agree that, subject as provided below, the courts of england shall have exclusive jurisdiction in relation to any claim, dispute or difference concerning these terms and conditions and any matter arising therefrom. Nothing in this clause shall limit the right of dumarca to take proceedings against you in any other court of competent jurisdiction to the extent permitted by the law of such other jurisdiction. This choice of law provision is without prejudice to the rights that may be granted to you as a consumer under mandatory provisions of european union law.

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